Take Talktime Loan From GSM Mobile Operators

You can Take talktime loan from your operator. What you have to do if you are running out of mobile balance and want to make urgent call? One solution is to run out to the nearest mobile shop to recharge and another is recharge your mobile via online. But the fastest way to get your mobile credited is send a request to your operator asking for talktime loan. Here I am giving different ways you can request your respective operator for talktime loan. 

Airtel

Airtel users can request talktime loan when you are at low balance using USSD code. 

Via USSD

Dial *141# and from the menu tap the option for loan

Also you can directly dial *141*10# from your mobile for getting Rs.10 instantly to your main account.

Further details

Rs.12 will be deducted from your next recharge and if you don't recharge before the time limit (next day or within 48 hrs) a Rs.1 added as transaction fee to the successive days until you recharge. 

Aircel

Aircel users has 3 ways from their mobile to request for talktime loan. 

Via USSD

Just dial *414# wait for the menu to appear with options for requesting loan. 

Via SMS

Type LOAN and send it to 55414 

Via IVR

Call 12880 and follow the instructions. 

Further details

RS.12 will be deducted from your next recharge

BSNL

Our home operator BSNL also supports customers to take loan from them. But this service is currently limited to certain circles.

Via SMS

Type CREDIT and send it to 53738

Further details 

Rs.10 will be deducted from your next recharge and if you not recharge within time Rs.1 apply as transaction fee and the balance goes negative. 

Vodafone

Vodafone users avail loan service by making a call or sending an SMS

Via SMS

Type CREDIT and send it to 144

Your main account will be credited with Rs. 10. Also Vodafone offers more than Rs.10 and upto Rs.25 as talk time loan. Credit may varies depends on the customer value. 

Via IVR

Call 1241 and follow the instructions to select loan option. 

Further details 

Rs.12 will be deducted from next recharge for crediting Rs.10.

Idea

Also idea providing their users a chance for getting talktime when they are at low balance. 

Via USSD

Dial *150*10# to get Rs.10 as credit to your main account. 

Further details 

Rs.13.80 will be deducted from your next recharge. 

Docomo

You can ask docomo for loan through SMS or dialing USSD code and these service limited to certain circles. Works in selected circles only.

Via USSD

Just dial *369#

Via SMS

Type LOAN and send it to 369

Condition

You must be a registered Docomo user for 90 days. Account balance should be less than Rs.5 for requesting loan. 

Uninor

Talktime loan available from Uninor for their users through USSD code. 

Via USSD 

Dial *141# and your accounted is credited with Rs.5.

Further details

RS.6 will be deducted from your next recharge. 

Reliance

For getting talktime loan from Reliance you have to send SMS or request through USSD code. 

Via USSD

Dial *141# and select the denomination of loan you want.

You can select RS.5 or Rs.10 and it instantly credited to your account. Transaction fee of Rs.1 and Rs.2 are applicable to Rs.5 and Rs.10 respectively. 

Via SMS

Type YCR and send it to 51234

Its a value added service. So, you can opt out or unsubscribe at any time by sending a SMS

Type NCR and send it to 51234

Videocon

They also offers talktime loan to their prepaid subscribers. Users can request this service by USSD code or SMS. 

Via USSD

Dial *140# and follow the instructions to get a loan Rs.10, 20, 30 and 50. 

Via SMS

Type LOAN and send it to 543212

Common Terms and Conditions

• You must be a registered user of atleast 90 days to the respective operator for getting talktime loan. 
• Main account balance should be low to request for credit. 
• Loan amount will be recovered within 24 or 48 hrs. 
• Can't apply for a MNP if you have due or an outstanding loan. 

Talktime loan service may withdrawn by the operators at any time and these services are limited to only certain circles.